Friday, May 17, 2013

Distro Issue 91: What the #%$! is Bitcoin?

Distro Issue 91 What the #%$! is Bitcoin

With all of the recent chatter about the rise of Bitcoin, a number of theories have been put forth as to how the "digital gold" achieved its status. In this week's issue of our slate mag, we examine whether the so-called virtual currency is the prototype for a digital economy or if the anonymity that it carries will lead to black market dealings. As far as reviews go, HP's ElitePad 900 and Sony's Xperia XP both get extended time in the hands of our editors. Eyes-On takes to the streets of San Francisco with Stealth's Bomber, Hands-On tackles the latest from Google I/O and Gears of War designer Cliff Bleszinksi offers up his thoughts on next-gen gaming. The weekend is almost here, so we'll let you get right to it via the usual download links that follow.

Distro Issue 91 PDF
Distro in the iTunes App Store
Distro in the Google Play Store

Distro in the Windows Store
Distro APK (for sideloading)
Like Distro on Facebook
Follow Distro on Twitter

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Source: iTunes, Google Play, Windows Store

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/tcDRKcg828I/

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Thursday, May 16, 2013

Getting Familiar With Alcohol Rehab ? Hot Article Depot

Alcohol dependency is actually a serious condition that was drawing plenty of concern in today?s world for countless years. It?s alarming that despite addiction been a broadly known concern, a lot of people have become addicted and simply a smaller proportion seek treatment. It?s vital to search for ways to alcohol problems as the majority of them get rid of control ultimately causing the addict to suffer a downward fall on their existence. To avoid this from happening, specifics about alcohol dependency centers is done easily accessible to enlighten suffering people on these facilities as well as how these are of help them.

The first factor these individuals should know about can it be does not matter how bad their condition is or how powerless some may feel if they are willing to recover they may invariably accomplish that. The actual thing that certain ought of do is admit that indeed we have a problem of excessive consuming.

There?s a assortment of treatment programs proposed by centers. Provided anybody a range of selecting to consider programs they are performs best for these people. Some addiction centers offer different programs using their company facilities. For illustration, some alcohol centers not only on offer alcohol treatment programs and programs that are after harmful addictions to drugs, abusing drugs and behavior improvement. People ought to obtain the types of center they would like to receive treatment from. You?ll discover centers that comes with Christian based treatment programs. These programs are pretty much committed to Christian values use addicts to attain spiritual, both mental and physical growth.

Centers offer treatment services to people within the society. There are actually luxury treatment facilities which met the criteria of persons in search of luxurious treatment and may even afford them. Other facilities offer affordable treatment to people regardless that they will often not game with the posh facilities, they have a similar interests and guarantee full recovery. Youthful people struggling with addiction can p accepted to teenage centers that supply addiction solution and treatment in the youth. Home elevators gender-specific centers enables people of same gender get appropriate treatment as males and females takes popular in another way by alcohol dependency. People may choose calling undergo resident or out-patient treatment which mainly relies upon around the extent of addiction.

When it comes to teens, you ought to notice that at teenage life pressure to get familiar with alcohol and drugs abuse is quite high. This therefore shows that parents requires to be careful and gather each of the necessary information precisely he or she can help their kids bring back to truck. Recent statistics have proven that about 27% of teens abuse some drugs more than every 4 weeks. Parents usually fight to raise teens today simply because of the elevated pressure for abusing drugs which comes the sides in the school at home. What parents should know tends to be that rrnstead of worrying themselves they will likely try around they are able to to produce any available help with regard to their children gymnasium also at any available good rehab centers.

A variety of alcohol rehabs In New Jersey are available depending on how difficult the effects of alcohol dependency are. There are both inpatient and outpatient facilities on offer in some alcohol addiction facts Centers In New York.

Source: http://hotarticledepot.com/getting-familiar-with-alcohol-rehab-2/

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Friday, May 3, 2013

Healthcare: Oregon Study On Medicaid - Business Insider

I?m not sure if this counts as one those healthcare ?glitches and bumps,? President Obama talked about the other day. But whatever term you choose, it?s hardly a good harbinger for Obamacare and its dramatic Medicaid expansion.

New results from the Oregon Health Study ? a ?landmark study? in the words of The New York Times ??comparing thousands of low-income people in Oregon who received Medicaid access with those who didn?t found that ?Medicaid coverage generated no significant improvements in measured physical health outcomes in the first 2 years, but it did increase use of health care services, raise rates of diabetes detection and management, lower rates of depression, and reduce financial strain.?

?It?s disappointing,? Zeke Emanuel, a former Obama health policy adviser, told The Washington Post.

Let?s be clear: A?randomized control study ? what the NYTimes calls ?the gold standard in medical and scientific research? ? found that the program responsible for half of Obamacare?s insurance coverage expansion (at the cost of $1 trillion) didn?t make people healthier in a key ways.

More: ?We found no significant effect of Medicaid coverage on the prevalence or diagnosis of hypertension or high cholesterol levels or on the use of medication for these conditions.??(Even worse, a preliminary version of this study was used by Obamacare proponents to argue for states expanding Medicaid.)

Again, the Medicaid expansion is, in the words of the Center for American Progress, ?a?centerpiece of the Patient Protection and Affordable Care Act.? And it doesn?t appear to make people healthier in the way proponents had hoped.

Oh, the Medicaid recipients used more healthcare services and felt happier and experienced less financial hardship. Not insignificant impacts ? but these were not the big healthcare selling points by Obamacrats.?It?s like returning a lemon to an autodealer and having the sales guy talk up the car?s great air conditioning and the sound system. The researchers running the study are talking up those positive results, but that is just a game effort to turn lemons into lemonade

A few other observations:

1. This is not the first time something like this has happened. During the run up to the healthcare battle, Team Obama argue that reform could cut $700 billion from US healthcare spending ? a claim based on a study that later came under fire.

2.?So if Medicaid spending doesn?t boost health outcomes, how can Paul Ryan?s Medicaid block-granting ?cuts? hurt health outcomes?

3. Health economists?Aaron Carroll and Austin Frakt argue that the study didn?t ?show?that Medicaid harms people, or that the ACA is a failure, or that anything supporters of Medicaid have said is a lie. Moreover, it certainly didn?t show that private insurance or Medicare succeeds in ways that Medicaid fails.?

No, but perhaps it?s time for another controlled study, one on the best ways to help low-income people get the healthcare services they need. And maybe that involve less government and more choice and competition and personal responsibility.

Source: http://www.businessinsider.com/healthcare-oregon-study-on-medicaid-2013-5

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Thursday, May 2, 2013

Payday loan complaints rise - The Spokesman-Review

Here's a news item from the Associated Press: BOISE, Idaho (AP) ? Idaho financial regulators are logging more complaints from consumers about the practices of payday lenders. The Idaho Department of Finance received 56 complaints about payday loans last year, up from 38 in 2011. The Idaho Statesman reports (http://bit.ly/13INm9e ) the agency also recently issued nine cease and desist orders against online payday lenders, with most targeting out-of-state websites. Payday loans are often considered a predatory form of lending because of their high fees and interest rates. Consumer Finance Bureau Chief Michael Larsen says most of the complaints from consumers are about illegally garnished wages or lenders pushing through unfinished loan applications. Lawmakers have tried but failed in recent years to impose limits on the industry. Idaho caps payday loan amounts at $1,000 but doesn't regulate interest?rates.

Source: http://www.spokesman.com/blogs/boise/2013/apr/30/payday-loan-complaints-rise/

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Wednesday, May 1, 2013

No end in sight for Fed stimulus as inflation sags

By Pedro Nicolaci da Costa

WASHINGTON (Reuters) - The Federal Reserve's debate over monetary policy could begin to shift away from the prospect of reducing stimulus toward a discussion about doing more, given the signs of economic weakness and slowing inflation.

But officials are not there yet, and that wariness has been sensed by financial markets, where the dollar has retreated in recent days and bond yields have declined in anticipation that the central bank will keep the policy pedal to the metal.

At a two-day meeting that wraps up on Wednesday, the Fed is widely expected to maintain its monthly purchases of $85 billion in bonds to support an economic recovery that is nearly four years old but still too weak for the job market to truly heal.

With the central bank's favored inflation gauge slipping and employment growth faltering, policymakers could again find themselves in the uncomfortable position of having to shift from talk of curbing stimulus to the possibility of doing more.

Currently, analysts see the Fed buying a total $1 trillion in Treasury and mortgage-backed securities during the ongoing third round of quantitative easing, known as QE3. Until recently, analysts had believed the Fed would start taking the foot off the accelerator in the second half of the year.

Now, things are looking a bit more shaky.

"Expectations for tapering off of the Fed's outcome-based purchases have been pushed back due to recent softening in the economic data," according to a report from the private sector Treasury Borrowing Advisory Committee, released on Wednesday.

The housing market continues to show signs of strength, with home prices posting their biggest yearly gain since 2006, the year the market began a historic slide that snowballed into a global financial crisis.

However, the industrial sector is not quite as perky. Durable goods orders posted their largest drop in seven months in March, while an index of Midwest manufacturing showed an unexpected contraction in the sector for April.

That trend was reinforced by a key report from the Institute for Supply Management (ISM) on Wednesday.

Its index for national factory activity fell to 50.7 in April from 51.3 the month before, coming in under expectations for a 50.9 print.

A reading above 50 indicates expansion. The report provides an early indications of the economy's current state of health.

In an ill omen for the April U.S. jobs report, due on Friday, the ISM employment index fell to 50.2 from 54.2. Earlier, the monthly ADP National Employment Report showed that U.S. private employers added 119,00 jobs in April, well under expectations for a gain of 150,000 jobs.

Economic growth did rebound in the first quarter after a dismal end to 2012, but the 2.5 percent annual rate of expansion fell short of economists' estimates, and economists are already penciling in a weaker second quarter.

At the same time, inflation has steadily been coming down. The Fed's preferred measure of core inflation, which excludes more volatile food and energy costs, rose just 1.1 percent in the year to March. Overall inflation was up just 1 percent, the smallest gain in 3-1/2 years.

The Fed targets inflation of 2 percent.

CHECKING THE TOOLKIT

Despite the economy's softer tone, a wait-and-see attitude seems the most likely approach for now. The Fed is expected to nod to the economy's disappointing performance when it announces its decision at 2 p.m. (1800 GMT), even as it maintains its course.

But if the economy's fortunes do not improve, the U.S. central bank may well look for fresh ways to boost its support to the economy -- increasing the amount of assets it is buying is just one option.

The Fed could announce an intent to hold the bonds it has bought until maturity instead of selling them when the time comes to tighten monetary policy. Fed Chairman Ben Bernanke has already raised this as a possibility.

Central bankers could also set a lower unemployment threshold to signal when the time might be ripe to finally raise overnight interest rates, which they have held near zero since December 2008. Currently, the threshold stands at 6.5 percent, provided inflation does not threaten to breach 2.5 percent.

Research suggests such "forward guidance" about the future path of interest rates can have a strong impact on current borrowing costs, and one Fed official -- Narayana Kocherlakota, president of the Minneapolis Federal Reserve Bank -- has already suggested lowering the threshold to give the economy a boost.

"Forward guidance would be perceived as having lower costs (than bond purchases) by most, I think, and for that reason I think it could be the preferred avenue, especially if more stimulus was projected to be needed for a long period of time," said Roberto Perli, a partner at Cornerstone Macro in Washington and a former Fed economist.

Analysts generally agree that is a debate for the future, if the Fed even gets there at all.

Victor Li, a former regional Fed economist who teaches at Villanova University in Pennsylvania, said employment growth would have to be consistently below the 100,000 jobs per month pace in combination with core inflation of around 1 percent for the Fed to consider a greater easing of monetary policy.

"There is just no evidence that this is going to happen."

Others are less sanguine. Justin Wolfers, an economics professor at the University of Michigan's Gerald Ford School of Public Policy, said the risk that prices will drop persistently, causing further economic damage, cannot be ruled out.

"What's more relevant than the current inflation trend is what this means for forecast inflation," Wolfers said. "And I think even more relevant than the Fed's official point estimate for inflation is the probability that deflation looms as a real threat. Inflation rates lower than 1 percent certainly raise a greater risk of deflation."

(Additional reporting by Alister Bull; Editing by Tim Ahmann and Andrea Ricci)

Source: http://news.yahoo.com/no-end-sight-fed-stimulus-inflation-sags-040556054.html

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